Time in the Market

17 Jun, 2022

With a high level of market volatility currently experienced, it is worth remembering “it’s about time in the market, not timing the market”.

Super Guarantee Increase to 10.5% on 1 July 2022

26 May, 2022

The Superannuation Guarantee (SG) rate is set to increase from 10% to 10.5% from 1st July 2022.

Changes to the Work Test

14 Apr, 2022

The Government announced recently that superannuation rules will no longer require an individual age 67 to 74 to meet the Work Test to be able to contribute to super.

How discipline has paid off for share market investors

1 Mar, 2022

Investors worldwide have been rattled by the heightened volatility on share markets over recent weeks.

Sea Change or Tree Change?

7 Feb, 2022

Australians are leaving capital cities in droves in a phenomenon being referred to as ‘The Great Relocation’. However, there’s a lot to consider beyond the obvious appeal of waking up to the laughter of kookaburras or enjoying a long walk on the beach.

Kicking financial goals in 2022

3 Jan, 2022

After a difficult year of COVID disruptions and uncertainty in 2021, it’s a chance to now refresh and reflect on the year that was and hopefully set some goals for year ahead.

The gift of giving this Christmas

1 Dec, 2021

Christmas is a time when we come together to celebrate with our family and friends. And, for those who haven’t been able to see friends and family due to border closures, it will be an even more joyous occasion this year.

Working from home benefits

1 Nov, 2021

Recent lockdowns have caused businesses to re-assess how staff conduct their work. Research shows working from home “WFH” brings two-fold benefits.

Changes to Income Protection

4 Oct, 2021

Since October 1, there have significant changes made to Income Protection for new policy holders.

Investing lessons from the pandemic

6 Sep, 2021

When the COVID-19 pandemic hit financial markets in March 2020, it was a timely reminder of some valuable investment principals.

Go for gold to achieve your goals

2 Aug, 2021

The recent Olympic Games was a good reminder to inspire yourself to achieve your own remarkable performances through hard work and determination.

Increase in the Super Guarantee

9 Jul, 2021

If you are an employee, the amount your employer contributes to your super fund has just increased to 10 per cent of your pre-tax ordinary time earnings from 1 July, up from 9.5 per cent.

Tax Time Preparation

30 Jun, 2021

As the end of the financial year approaches, now is a good time to check some new and not so new ways to reduce tax and boost your savings.

Super Contribution limits to increase

12 Apr, 2021

From 1 July 2021, the concessional contribution cap is set to increase from $25,000 p.a. to $27,500 p.a. allowing more funds to be added into your retirement savings.

Changing Travel Destinations

15 Mar, 2021

Many Aussies are born with the travel itch, and while the COVID-19 pandemic has put an end to far-reaching destinations for now, it does not your travel adventures have to stop.

Planning for Retirement

7 Feb, 2021

Planning your dream retirement can be an exciting time. The chance to travel, time or pursue new hobbies, the possibilities are endless, but what will it cost?

Setting New Year financial goals

17 Jan, 2021

New Year is traditionally the season of fresh starts and personal resolutions. Along with diet and exercise, getting ahead financially is often what many aim to do.

Have you lost the art of starting a conversation?

3 Dec, 2020

When was the last time you had a lengthy chat to a friend over the phone or, rarer still, a decent face-to-face catch up?

Is food delievery eating into your budget?

10 Nov, 2020

The Australian food delivery industry is booming, with the ABS reporting an 18% increase in take-away spending over just three years.

Knowing your Credit Score

8 Oct, 2020

Most Australians are only vaguely aware – or completely unaware – of the fact that credit-reporting agencies monitor their financial transactions.

JobKeeper Changes

1 Sep, 2020

The new rules to JobKeeper mean that from 28 September, businesses need to show their turnover has fallen by 30 per cent in the September 2020 quarter, compared to the same period last year.

Work test to kick in at age 67

9 Aug, 2020

Under changes to the work test, if you are aged 65 or 66 you can now put money into super even if you aren’t working. This gives people flexibility to make voluntary catch-up contributions to your retirement savings.

Instant asset write-off extended

13 Jul, 2020

To further support Australian businesses through the fallout resulting from COVID-19, the government has extended the $150,000 instant asset write-off for an additional six months to 31 December 2020.

The Homebuilder program

1 Jun, 2020

The Government has announced the new HomeBuilder program to support jobs and boost demand in the residential construction sector at a time when needed.

Health benefits of drinking tea

4 May, 2020

Tea, especially green tea, is often said to be good for your health. Tea contains substances linked to a lower risk for heart disease, cancer, and diabetes.

Temporary Access to Super

10 Apr, 2020

As part of the measures taken by the government to support those impacted by COVID-19 some people will be able to access up to $10,000 of their super funds.

JobSeeker or JobKeeper?

20 Mar, 2020

In a rapidly evolving response to the spread of COVID-19, the Federal Government announced in March a new suite of welfare packages to help Australians who've found themselves out of work. Among them are the JobSeeker and JobKeeper payments. Here’s a rundown of how they work:

The benefits of gardening

13 Feb, 2020

Whether you’re growing fruit and veggies, flowers or succulents, getting your green thumb on can have a surprising number of health benefits.

The average cost of Christmas

19 Dec, 2019

With the cost of Christmas festivities rising from year to year, it can be a jolly expensive time of year.

What is a standard house size?

6 Nov, 2019

Despite the average Australian house size at an all time low of 18sqm, Australians are still building big free-standing houses.

How much is the average mortgage?

24 Oct, 2019

An average home loan is close to $400,000, which may sound impressive in some parts of the country.

How much should I expect to get back on my taxes?

24 Sep, 2019

The ATO refunds billions of dollars each year, so how much should I expect to get back?

When do we become a cashless society?

22 Aug, 2019

With tap and go payments how much longer will we be still using cash as a form of payment?

New super changes

10 Jul, 2019

From 1 July 2019, inactive super accounts with no contributions or rollovers received over 16 months will lose their insurances benefits.

5 EOY Tax Strategies

14 Jun, 2019

With tax time just around the corner, we thought we will briefly outline some useful tax effective end of financial year strategies.

Staying fit and healthy this winter

30 May, 2019

As we head into the coldest months of the year, it’s important to know how to stay fighting fit this winter.

Research reveals most Australians don't have a Will

3 Apr, 2019

MORE than half of Australian adults don’t have a will, even though it could mean their families are left out in the cold in the event of their death.

Does money buy happiness?

1 Mar, 2019

How important is money to your overall wellbeing? And what role does money play in achieving happiness; can money actually buy you happiness?

Work-Life Balance

7 Feb, 2019

Do you live to work, or work to live? Work is a necessary evil, but if you can get the right balance between work and your life, the journey can be more rewarding for you.

Achieving New Year Resolutions!

14 Jan, 2019

Happy New Year ! For many of us a new year is a fresh start and an opportunity to try something new or to recommit to those tasks you put on hold.

5 Savvy Money Tips For Christmas

12 Dec, 2018

With Christmas around the corner, we have 5 money tips to share with you in preparation for Christmas.

The cost of raising kids

16 Nov, 2018 | FLP

It’s only natural to want the best for the children in your life, but wanting “the best” for our children can often mean serious implications for the household budget.

The benefits of owning a pet

10 Oct, 2018

A research study by Beyondblue outlined some of the benefits of owning a pet for your emotional and psychological wellbeing.

Australia's growing population

13 Sep, 2018 | FLP

The Australian population has edged past 25 million. What could this mean for the future financial wellbeing of everyday Australians?

Living comfortably in retirement

3 Sep, 2018

At FLP, we encourage our clients to live the life they want to live by developing a plan to enjoy their money.

New changes to Childcare

23 Aug, 2018

The New Childcare subsidy took affect from 2 July 2018, replacing the two previous payments - Child Care Rebate and Child Care Benefit.

New downsizing strategy

14 Aug, 2018

Downsizing the family home is often part of the longer-term financial plans for many. New legislation now allows for a new super strategy.

3 Reasons to meditate at work

10 Aug, 2018

More and more corporate leaders and employees are finding a few moments to meditate during their work day. Find out why... 

10 tips to teach kids before 10

8 Aug, 2018

In a recent Radio Eastern Show, we outlined the 10 Money Tips to teach your kids before they turn 10.

Saving tips for first home buyers

20 Jul, 2018

Buying a house is exciting and life-changing; saving the deposit is a little less fun. But the more money you put down upfront, the less...

5 Free Fitness apps to help get through this winter

1 Jul, 2018

Mid-year is a reflective time of the year, you might be assessing whether you have achieved...